Apollo Munich - Personal Accident Policy

When one meets with an accident, there are more than just healthcare costs that need to be accounted for. A family is put under a lot of financial strain when any member meets with an accident. A personal accident policy would provide coverage for the individual in such times of distress. These plans do not just provide financial protection; they also provide customers with lump sum amounts to take care of the daily costs that are met. There are a number of benefits that are provided along with these plans.

A personal accident policy covers a person under the following conditions:

• Accidental Death (AD)
• Permanent Total Disability (PTD)
• Permanent Partial Disability (PPD)
• Temporary Total Disability (TTD)

These plans generally provide customers with lump sum amounts after most of the above cases. The provision of any benefit in any insurance policy depends greatly on the terms and conditions of the coverage provided.

There are some insurance policies that also provide cover for the family’s transportation in the event of Accidental Death (AD) or Permanent Total Disability (PTD)
Sometimes even the cost of emergency ambulance cover is provided. Apollo Munich provides customers with an accident policy that covers all these benefits.