Just a week ago, I realized the importance of my health in my life and the very next day, I started looking for a reputable Health Insurance Company in India. I started talking to my friends with the objective of knowing the best health Insurance plan, where I could invest and can get the required health cover with maximum number of benefits.
One of my friend suggested me to buy a health plan from Apollo Munich Heath Insurance Company, as he himself was one of their clients and was very much satisfied with their services. He told me about their Easy Health- Exclusive plan for Individual. I searched for it online in order to know more about the product.
I purchased the same plan, as it fulfilled all my health needs. I used their buy online feature in buying the policy and was amazed at their quick services, which includes immediate customer care response, easy buying in just four simple steps, powerful payment gateway and ultimate convenience.
Their value-added services are intelligently designed. Their throw light on the preventive means, which I suppose is better than curative means, as prevention is better than cure.
Showing posts with label Apollo Munich. Show all posts
Showing posts with label Apollo Munich. Show all posts
Wednesday, February 10, 2010
Tuesday, January 26, 2010
How do you get health insurance?
Majority of employees get the health insurance through their employer or the organization they work for. These plans are known as Group insurance plans. The people who do not have an access to these plans need to buy an individual health insurance plan or family health insurance plan to provide coverage to themselves or to their families respectively.
Group insurance plan
If you are a member of some organization or an employee, your employer might provide you this health insurance plan. These plans can be customized to suit requirement of both employer and employee. In this case, the part of premium or the entire premium amount is paid by the employer. Thus, it is an easily affordable plan.
When you get group health insurance through membership of an organization, you get a benefit of being the member of a large organization. You have to pay for less premium amount than an individual or a family plan.
Individual or family health insurance plan
If your employer does not provide you with a group insurance plan or you are self employed, you need to purchase an individual or a family health insurance plan directly from a health insurance company.
Different insurance companies provide different insurance coverage limit, different features and different benefits. Moreover, you have to pay for the premium amount yourself. Therefore, search and buy a plan that suits best to your needs and budget.
Group insurance plan
If you are a member of some organization or an employee, your employer might provide you this health insurance plan. These plans can be customized to suit requirement of both employer and employee. In this case, the part of premium or the entire premium amount is paid by the employer. Thus, it is an easily affordable plan.
When you get group health insurance through membership of an organization, you get a benefit of being the member of a large organization. You have to pay for less premium amount than an individual or a family plan.
Individual or family health insurance plan
If your employer does not provide you with a group insurance plan or you are self employed, you need to purchase an individual or a family health insurance plan directly from a health insurance company.
Different insurance companies provide different insurance coverage limit, different features and different benefits. Moreover, you have to pay for the premium amount yourself. Therefore, search and buy a plan that suits best to your needs and budget.
Supplemental Insurance
Supplemental insurance benefits are benefits that pays on occurrence of specific event. These are the benefits that an insured can avail either on hospitalization or on suffering from critical illness.
Hospitalization coverage
Health Insurance Companies provide hospitalization coverage for the enlisted diseases. These health plans have different coverage limits with regard to pre-hospitalization and post-hospitalization, subject to terms and conditions.
Health plans, Accident plans, Travel plans, Medical plans etc. all provide hospitalization coverage in different situations, depending upon the cause of hospitalization.
An insured can avail the facility of cashless hospitalization, which allow you to get medical treatment, up to the sum insured, for free in any of the network hospital. In case of treatment in non-network hospital, you can claim for the reimbursement of the expenses incurred.
Critical Illness Cover
Critical Illness Cover aims to insure you against the risk of serious illness. All health insurance companies have their own terms and conditions and thus, provide coverage to different diseases.
Hospitalization coverage
Health Insurance Companies provide hospitalization coverage for the enlisted diseases. These health plans have different coverage limits with regard to pre-hospitalization and post-hospitalization, subject to terms and conditions.
Health plans, Accident plans, Travel plans, Medical plans etc. all provide hospitalization coverage in different situations, depending upon the cause of hospitalization.
An insured can avail the facility of cashless hospitalization, which allow you to get medical treatment, up to the sum insured, for free in any of the network hospital. In case of treatment in non-network hospital, you can claim for the reimbursement of the expenses incurred.
Critical Illness Cover
Critical Illness Cover aims to insure you against the risk of serious illness. All health insurance companies have their own terms and conditions and thus, provide coverage to different diseases.
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