In the event of claim being already made, if I want to renew my policy for the second year, do I have to undergo medical check up again?

Apollo Munich promises to offer you hassle-free service and hence, it keeps you away from almost all health insurance-related hassles. Thus, there is no need of medical checkup again. Once done, it is valid for three years.

The claim made does not have any effect on policy renewal.

Hence, if you have raised a claim in first year since the policy commenced, you can renew it for the coming year without medical checkup or any change in your premium.