Does a higher cover mean preferential treatment in case of hospitalization & claim?

No, a higher cover does not mean preferential treatment. Apollo Munich does not differentiate among its clients on the basis of coverage limit.

Each client gets quality treatment in our network hospitals, regardless of the plan opted and coverage limit. The coverage limit is a maximum amount that a Health Insurance Company can pay to its beneficiaries. It is related to the cost of treatment paid but not to the quality of treatment.