If you are working with some organization, you might have been provided Group Health Insurance plan by your employer. But the associated benefits can be availed, only till you are on rolls. The day you leave you job, the policy gets terminated and you cannot avail any more benefit.
Hence, it is better to have an Individual or Family Health Insurance Plan along with Corporate Health Insurance Plan so that you can avail pre-policy benefits after the certain time period, as mentioned in underwriting clauses of the Company.
Tuesday, January 26, 2010
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A friend of mine was planning to leave the company where we work, and he was wondering about the same point--if the health insurance plan would still cover him and his family. I am not sure if he has a family floater plan, but I think he does. Good question, I guess it crosses every employer's mind. Apollo Munich plans are cheap so I guess anyone else who is in a similar problem can buy individual plans from them.
ReplyDeleteone of my friends also have the same experience but he immediately bought Apollo Muncih's plan on leaving job and realized that he should have bought it quite before.
ReplyDeleteyour would not be able to avail health cover benefits anymore. i have also heard same that always have your perosnal health polices for wider coverage.
ReplyDeleteyou cannot enjoy benefits of that plan anymore.
ReplyDeletei almost faced a similar situation... so i am glad to have read this...
ReplyDeletethe best way to resolve the problem of high medical costs is to get health insurance.
ReplyDelete