Pre-authorization is the process used by Apollo Munich Health Insurance Company to review the proposed treatment and find out if the treatment is medically necessary or not. Pre-authorization is not a guarantee of benefits. It is just to check if the proposed procedure is medically necessary.
Pre-authorization is required if you avail treatment in any network hospital. In case of treatment in any non-network hospital, you will be at greater financial risks as the benefits payable might be reduced or the expenses would not be covered at all.
Wednesday, January 27, 2010
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I think this is a good way of just making sure that no doctor takes you for a ride on the pretext of getting you treated. As much as i hate admitting it, there are many doctors who simply have the option of 'surgery' for any problem you have. A slight stomach ache and they will tell you to get your appendix removed. At such times it is good to have this pre-authorization method so the patient knows exactly what he needs.
ReplyDeleteotherwise like me people will go through unneeded trouble to get operated.
while undergoing for pre-authorization, medical experts of Apollo Munich provided me the right guidance at the right time.
ReplyDeletepre-authorization is an approval for the coverage of certain medical treatment.
ReplyDeletei think it is good information... not many people know it.. so thank you...
ReplyDeleteI have used Apollo Munich travel insurance plans.
ReplyDeleteThanks for this explanation.
ReplyDelete