All Insurance Companies have their rules for medical check-up. Apollo Munich puts three conditions before an individual to undergo medical check-up. These are:-
If the sum assured is more than 5 Lakh
If you opt for Critical Illness Cover
If an insured is above the age of 45 years.
The medical check-up done at the time of policy issuance is valid for three years, if the policy is renewed every year in continuation and the sum assured remains same.
Wednesday, January 27, 2010
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This is very enlightening. The fact that a health insurance plan can be bought without having to undergo a health checkup is good news.
ReplyDeleteIn a survey I conducted for college, many people did not want health insurance only because they wanted to avoid checkups. So this should encourage them to get a health insurance cover.
It is good that Apollo Munich is spreading this news.
Apollo Munich's plans are well designed to offer wide coverage at reasonable rates.
ReplyDeleteThe best method is to call your insurer and ask about the details, because every provider have different terms and conditions.
ReplyDeleteIt depends upon the plan you purchased and the provider, from whom you purchased.
ReplyDeletethanks for the info... I also agree... it depends from plan2plan... Apollo Munich is good.
ReplyDeletewe all know the pain that people are put through when they are ill... I think that the best option is to keep a health insurance plan...
ReplyDelete