Health Insurance Company In India

Wednesday, January 27, 2010

How do I select the appropriate cover amount?

Apollo Munich offers you various plans and variants, from which you can choose a plan that best suits your needs. All these plans are available with a wide coverage options.

Your appropriate cover amount depends upon the following factors:-

Your Age—Health risk increases with age. Hence, your age plays a major role in deciding the amount of insurance coverage, you require.

Your financial stability and life style—Give thought to your life style and financial stability before finalizing your plan. A healthier lifestyle determines a smaller risk factor and thus a smaller coverage.

Pre-Existing Disease—If you are suffering from any pre-existing disease, you are more prone to health risks and hence, require more coverage amount. The coverage of such illnesses are subject to the terms and conditions of the plan opted for.

6 comments:

  1. Good information and interesting to know that your age plays a role too. I harldy ever thought of that. The other two points had crossed my mind, but that one had not. I guess a good policy should cover it automatically.

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  2. Good information shared about Apollo Munich.

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  3. True!!!!
    a person shall focus on all his/her health needs.

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  4. It differs from person to person. So, you look into your healthcare needs and decide it for yourself.

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  5. good information... thanks for the same...

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  6. i called the helpline for assistance in choosing the right plan...

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