Health Insurance Company In India

Wednesday, January 27, 2010

What is Pre-authorization?

Pre-authorization is the process used by Apollo Munich Health Insurance Company to review the proposed treatment and find out if the treatment is medically necessary or not. Pre-authorization is not a guarantee of benefits. It is just to check if the proposed procedure is medically necessary.

Pre-authorization is required if you avail treatment in any network hospital. In case of treatment in any non-network hospital, you will be at greater financial risks as the benefits payable might be reduced or the expenses would not be covered at all.

6 comments:

  1. I think this is a good way of just making sure that no doctor takes you for a ride on the pretext of getting you treated. As much as i hate admitting it, there are many doctors who simply have the option of 'surgery' for any problem you have. A slight stomach ache and they will tell you to get your appendix removed. At such times it is good to have this pre-authorization method so the patient knows exactly what he needs.

    otherwise like me people will go through unneeded trouble to get operated.

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  2. while undergoing for pre-authorization, medical experts of Apollo Munich provided me the right guidance at the right time.

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  3. pre-authorization is an approval for the coverage of certain medical treatment.

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  4. i think it is good information... not many people know it.. so thank you...

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  5. I have used Apollo Munich travel insurance plans.

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  6. Thanks for this explanation.

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